We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.
Credit Manager Responsibilities include creating credit scoring models, setting loan terms and determining interest rates.
To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications.
Previous banking experience is a plus. Ultimately, you will help us minimize bad debts and increase revenues from loans.
Maintain records of loan applications
Create credit scoring models to predict risks
Monitor payments
Approve or reject loan requests, based on credibility and potential revenues and losses
Calculate and set interest rates
Proven work experience as a Credit Manager, Credit Analyst or similar role
Hands-on experience with accounting software
Solid understanding of lending procedures
Excellent analytical skills, with the ability to create and process financial spreadsheets
Negotiation skills