Application

Credit Manager

Mobiaid

Los Angeles

United States

Job Description

We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.

Credit Manager Responsibilities include creating credit scoring models, setting loan terms and determining interest rates.

To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications.

Previous banking experience is a plus. Ultimately, you will help us minimize bad debts and increase revenues from loans.

Responsibilities

Maintain records of loan applications

Create credit scoring models to predict risks

Monitor payments

Approve or reject loan requests, based on credibility and potential revenues and losses

Calculate and set interest rates

Requirements

Proven work experience as a Credit Manager, Credit Analyst or similar role

Hands-on experience with accounting software

Solid understanding of lending procedures

Excellent analytical skills, with the ability to create and process financial spreadsheets

Negotiation skills

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